Louisiana Property Tax Tuesday, Jan 27 2009 

1314558 Frank Rubi 4:35 pm

Property Taxes

A key factor in homes for sale in Louisiana is property tax. In Louisiana we are afford a Homestead Property Tax benefit. The first 75k of property value is excluded from property tax base throughout the state of Louisiana. In some parish in Louisiana the tax millage is higher than others. A Realtor can help you with figuring the amount of your property tax.

Many new investors in the New Orleans area are not aware of the tax exemption. You must live in the property in order to qualify for the exemption. Secondly, you have to notify the local tax assessor office of your eligibility.

If your property tax is not paid on time, the property will immediately go to tax sale. You have three years to pay the back tax, penalty and interest to bring the property current.

For more information on property tax’s please feel free to email, rubi@7824.com.

Here are a few links to help contact your local assessor office:


Jefferson Parish Assessor

St. Tammany

East Baton Rouge Assessor

 

Friday, Oct 17 2008 

1314558 Frank Rubi 5:55 am

Joe the Plumber or Frank Alongi the Plumber

My go to guy for the last several years when ever there is a plumbing issue is Frank Alongi. Long story but I have known Frankie for twenty years or so. All my plumbing issues are usually address in a timely fashion. Frankie and his crew are licensed and insured. He has travel to my properties in all areas, to include the Northshore. Whether you’re in Harahan, Metairie, Kenner, Destrehan or Slidell, Frank will assist you.

I for one do not want anyone to face an increase in taxes due to their own hard work. Frankie has a family. Frankie is reliable and honest. If Frankie tells you he is coming he will be there at the pre-arrange time. Frank and his crew are very neat and work in a clean environment.

Frank Alongi Plumbing is a Master Plumber in the State of Louisiana. Frank’s telephone number is 504.415.7418.

If you need a personal reference on Frank the plumber call or email Frank Rubi the Real Estate Broker 504.319.9696.

 

Thursday, Oct 16 2008 

1314558 Frank Rubi 8:18 pm

Question of the Day


Today was a typical day; probably no different from most Realtors. When in the introduction stage of any relationship typical comments are passed along. When just about everyone I meet on the street finds out you’re a Realtor the question pops up. How’s the market? This part is typical. Now the hard part, do you say it is a tough market or it just great?

Here is an answer I was using. I always would reply with it is time to buy. Back to that in a moment; the other day I attend a workshop where the speaker was a representative for Realtor.com. He brought an interesting way to saying the same thing.

The first thing he mentions is to smile. I like many of you have not had much to smile about lately. Between the increases in insurance, property taxes and tougher lending practices it has been tough. This basic marketing tip has always been almost common sense to me. People do see it and understand if things are not well. I like to think I always have and will practice smiling. Secondly, this is the response to try: Answer the question of how is the market, with thank you for asking me. You must think I am smart and successful for you to ask my opinion. That would be a correct assumption. Finally, the response should end with this market is providing a great opportunity for both seller and buyers alike.

Now compare to the way I was saying the same thing this just appears to make more sense. Hopefully this may help you the next time you are ask how’s the real estate market doing. How do you answer this interesting question?

 

Cell Phones Number Do not Call Thursday, Oct 9 2008 

1314558 Frank Rubi 10:32 pm

WWW.donotcall.gov

Cell phones numbers going public. I am already getting calls from vendors who want my website on the first page of google. This is the site you can registar all your cell phones to block telemarketers. It takes about 1 minute to complete. For each cell phone you registar you will receive an email. You can also call 888.382.1222 from the cell phone you want blocked. If you call it blocks the phone for 5 years.

 

Homes for Sale / Open House St. Bernard, LA. Thursday, Oct 9 2008 

1314558 Frank Rubi 9:39 pm

Homes for Sale St. Bernard, LA.
Free Money ~ Rural Development
Frank Rubi
7824 Real Estate of Louisiana


Today instead of a normal brokers tour our committee decide to meet. In the meeting, a total of six different Brokers were represented. In addition, also in attendance were a home inspector and a contractor.

Our final decision was to hold a Super Open House weekend. The date for the event is Nov 1st and 2nd. If your Realtor would like to include your property or if you’re in need of a Realtor service call or email.

The open house will include several homes and various pricing points. In addition to Realtor information will be available about the free money programs. The Rural Development program has been extended until 2010 for St. Bernard parish. Also, this money can be connected with other programs.

Thinking of selling or buying a home in Southeast LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, St. Bernard, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi or any member of Team7824, We will be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

Pick up the phone and call me at 504.319.9696 or email us at rubi@7824.com. www.activerain.com/frankrubi

In addition visit my websites: http://www.7824.com/

Frank Rubi, e-PRO, MBA, REALTOR®


 

 

Monday, Oct 6 2008 

1314558 Frank Rubi 9:05 am

Last Day to Sign UP



October 6, 2008

Today is the end of the voter registration in Louisiana. This is one of the most important elections. It is our right to vote. It has been paid for and currently being paid for. We are free people and a free nation. On November 4, 2008 the election is part of the process. You cannot complain if you do not vote.


 

Thursday, Oct 2 2008 

1314558 Frank Rubi 7:12 pm

When purchasing investment property one of my businesses philosophy as well as personal rules are to buy locally. When investing in real estate with my own money I have and will always purchase property that I can reach within 15 minutes. I have owned property that was only a 45 minute drive which turned out very bad. One way a 45 minute drives to check a plumbing issue or pick up a rent, not fun and who has the time.

With this said the reason I am posting today is investors purchase several properties in the greater New Orleans area after Hurricane Katrina. Some three years later these investors are still holding a great majority of these properties with nothing to show for them. I have investors from Californian, Rhoda Island, Ohio, Nevada and Florida. All thought that they had hit the Powerball. The problem now is the economy and the rebuilding of New Orleans has not gone as smooth as anyone would like. All are facing foreclosure and/or just sitting on these properties until things change.

One thing all these investor have in common is that they did not deal with a local realtor who knew the area where they were purchasing. The other is the distance from their office to their investment. A lot of money was to be made in the aftermath of Hurricane Katrina but many are still feeling the effects of the storm.

 

My Home town Kenner LA. Tuesday, Sep 30 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:49 am

Big Easy Real Estate Notes
Frank Rubi

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision. I will make your buying or selling experience stress free.
City of Kenner LA
Welcome to the City of Kenner LA.
www.7824.com

 

 

 

Pick up the phone and call me at 504.319.9696 or email us at Rubi@7824.com http://activerain.com/blogs/frankrubiIn addition visit my websites: www.7824.com
Frank Rubi, e-PRO, MBA, REALTOR®

 

Pumpkin Patch Tips Tuesday, Sep 30 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 6:02 am

It’s getting to be that Time of Year

I am starting to see to see the signs of Fall and the upcoming holiday season. If you go to Home Depot, Sams or Wal-Mart just take a look around. Closer to Destrehan there is a pumpkin patch farm. For years my kid’s schools have made the annual field trip to Montz Pumpkin Farm and Hayride. Located at 17834 River Road, phone 985.652.3672.

Some tips for your Pumpkin lasting thru out the season.

  1. Try to pick off the vine
  2. Find a Pumpkin with as few as possible soft spots which will help with rot and mold
  3. Carving pick a large Pumpkin
  4. Don’t carry your Pumpkin by the stem
  5. For Pumpkin Pie chose a small one
  6. Keep the Pumpkin in an undisturbed, cool and dark place once home for cure. This will toughen the rind and prevent rot.

Of course keep safety in mind when at the Pumpkin Patch.

 

The Question? Monday, Sep 29 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:53 pm

Client Ask the Question

 

I was visiting with a client this after noon on a listing appointment and the question came up. No not the commission or pricing question but will a buyer be able to close the loan? My repeat client wants to sell his home in Ormond Estate in Destrehan LA. They are fortune enough to have purchased the home in the recent past few years and may even make a little money when all the dust settles. Since May, I have had five deals died painful deaths due to banks not lending money. All five clients had good credit (above 650) and able to pay down payments. Still we were not able to close these deals. I have been saying along it is the banks who do not want to loan out the money. Well here we are with this mess on our hands. To top it off the people in DC don’t want to do anything. I do not agree with the bailout but sometimes we have to look out for other people and try to help.


My answer to my client was I honestly don’t know. What has been your recent experience with deals not able to close? To give you some insight on the five deals’s all were investment type properties.

 

H & M Termite and Pest Control Friday, Sep 26 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 11:27 am

Today my personal home is undergoing its annual termite treatment. I have been personally using H & M Termite for several years. H & M spray all our rental properties. H & M Termite can handle all your needs and or very reasonable price wise. For fast service give H & M a call.

 

H & M Termite & Pest Control

4945 W Napoleon Ave
Metairie, LA 70001-2249Phone: (504) 887-2982

 


 

Thursday, Sep 25 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 10:25 am

Business Philosophy

Recently I read an article in Realty Times. The article by Denise Lones titled What’s Your Business Philosophy? The article got me thinking about some changes in my current firm. In times of change such as this real estate market is seeing we need do need to make some changes. Some changes may include not taking over price listings, disclosure (in this or any market) ALL know problems of the property. In times like this do we change our principles – NO! Is our business philosophy a reflection of us? YES.

Higher standards need to be practice not only with Sellers, Buyers but also the Broker whose Client is – The Realtor.

I have many guidelines I live by in business. In investment property (these apply for me as well as my client):

  1. In Southeast Louisiana I will not purchase a property with a flat roof.
  2. Unit with less than 3 bedrooms
  3. With a negative cash flow

In the Real Estate Brokerage:

  1. Take over price listing
  2. I will be in constance communication with my clients, usually via email
  3. I will not drop what I am doing just to go see what a Client needs. I have one client in the past that wanted to call me at 11PM just to see what is going on with their listing.
  4. Cut my Commission.
  5. I will Disclosure all know defect of a property. Recently this is happening, more and more. During inspection such defect are noted. The buyer backs out of the deal. The Seller then does not want to disclosure the know defects exposed.

Whether these points fit you or not is not the point but you need to stand for something and this is where your philosophy will help you. You need to be flexible and change with time but not with the wind.

In addition, part of my philosophy is staying current with technology. I feel we all can relate to this one.

 

Insurance Issue Hurricane Gustav Friday, Sep 12 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 10:25 am

Dealing with A Claims Adjuster

 

Well now the fun really begins. We will be dealing with a Claims Adjuster on my personal property in Destrehan LA on Sunday afternoon. After Hurricane Katrina, I learned so much about these types. What I learned, have receipts for all items already paid for and estimates in writing for work to be done. Here are a few tips:

  1. Have access to the property. If you’re not going to be there, reschedule the appointment. They will only see what they want and miss most of your claim.
  2. Estimates of the work will give them a guide of actual cost at today’s rates. Many adjusters are not from your area and simply don’t know what the cost basis are other than what is given to them.
  3. Have all receipts for expenses already paid, make copies and give it to the adjuster.
  4. Don’t settle fast. It may seem fair but to settle fast is a sure way to get screwed. One adjuster offer 12k for a claim. At first I thought this is fair. I call a contractor and he stated the cost was 25k to complete the repairs. When I told the adjuster he said ok I will give you 24.5k. No hesitation or argument.
  5. Don’t except patch work. The adjustment is to make you whole. It must be fair or else you will pay out of pocket.
  6. This was fun, try to get a phone number of the adjuster. I found you could never get a straight answer on this. They usually give you an 800# that is a voice mail. Yet, the claim they will treat you fairly.

I guess not all adjusters are bad but after Katrina there are so many similar stories. We pay our insurance premiums and when it comes time to pay they try to low ball.

 

Friday, Sep 12 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 10:24 am

Dealing with A Claims Adjuster

 

Well now the fun really begins. We will be dealing with a Claims Adjuster on my personal property in Destrehan LA on Sunday afternoon. After Hurricane Katrina, I learned so much about these types. What I learned, have receipts for all items already paid for and estimates in writing for work to be done. Here are a few tips:

  1. Have access to the property. If you’re not going to be there, reschedule the appointment. They will only see what they want and miss most of your claim.
  2. Estimates of the work will give them a guide of actual cost at today’s rates. Many adjusters are not from your area and simply don’t know what the cost basis are other than what is given to them.
  3. Have all receipts for expenses already paid, make copies and give it to the adjuster.
  4. Don’t settle fast. It may seem fair but to settle fast is a sure way to get screwed. One adjuster offer 12k for a claim. At first I thought this is fair. I call a contractor and he stated the cost was 25k to complete the repairs. When I told the adjuster he said ok I will give you 24.5k. No hesitation or argument.
  5. Don’t except patch work. The adjustment is to make you whole. It must be fair or else you will pay out of pocket.
  6. This was fun, try to get a phone number of the adjuster. I found you could never get a straight answer on this. They usually give you an 800# that is a voice mail. Yet, the claim they will treat you fairly.

I guess not all adjusters are bad but after Katrina there are so many similar stories. We pay our insurance premiums and when it comes time to pay they try to low ball.

 

Thursday, Aug 21 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 9:53 am

Active Rain is like Pre Game


 

Each and every morning the first things I do are fire up the computer and start a pot of coffee. I open my emails and Active Rain on my dual monitor computer system. Each and every day I start with Active Rain. I check on previous post and their comments. Then I comment on my subscription poster that I follow. How is this like pre game? Whether you played Football, Baseball or Golf you have a warm up routine that you follow. Well my Pre Game is Active Rain. I have state how I spend about 30 – 45 minutes a day. That is close but sometimes I can easily over the time of a day put in 1 to 2 hours.

Getting back to Pre Game and Active Rain, I prepare myself for a day of Real Estate fun by using the thoughts I fine here on Active Rain. My thought of today is the tax credit and first time home buyer money that is being offer here in LA. Active Rain = preparation. Many of us have the same views but sometimes we just need to hear the points in a different manner.

 

Thursday, Aug 21 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:10 am

One Down One to Go ~ The Most Wonderful Day of The Year

No not a closings, but back to school. Today my oldest headed off to his first day of Seventh grade at St. Philip Neri in Metairie, LA. He has been attending his mother’s grammer school since 2nd grade. This is a little Catholic elementary and middle school. The total population, at least last year, under 700 students. The principle, teachers and staff are top notch. One down and one to go, well Jacob is on his way and his sister is still awaiting her first day on Tuesday. My hope is for ALL our kids to go to school and reach what ever goal they may have in life.

 

Drive Putt Chip Monday, Aug 18 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:31 am

Drive, Putt, Chip & Junior Tournament Event

Figure 1 2nd Place Putt

I spent last Saturday with my son. He competed in the Second Annual Drive Putt Chip & Junior Tournament Event. This golfing event was held at the TPC of Louisiana. This is the home of the Zurich Classic. I am proud that my son participates in The New Orleans chapter of The First Tee. This is a fine organization which promotes more than just golf. Visit your local chapter. The local chapter board members and volunteers really believe in their commitment to help kids.

My son placed second in the putting contest. He was really excited with his placement. The driving portion he did well but the chipping well let’s just say he has a lot of work in front of him on the up and down.

For more information on how you can participate in this fine organization check out the website.

The First Tee


 

Property Sold Tenant Concerns Monday, Aug 4 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:48 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

 

How to handle a Rental Property Sale
Tenant Concerns

 

When I sell a property I send a type written letter to all the tenants. This letter will include the following information:

  1. The new owner name
  2. Contact information of the new owner
  3. What has happen to their deposits
  4. Copy of their rental agreements
  5. Where to mail their rents to.

This can become a big problem in a transition phase, transfer of ownership. I make it a point to go with the new owner to introduce them to each tenant. I also make it a point to ensure that each tenant know that their rent are going to stay the same. The second most important issue the tenants are concern with is their deposits. I also remind the tenant if they have any questions to call or email.

If you want more information on rental property contact me @ Frank@irentproperty.com.


 

 

Things to Bring to A Closing Monday, Aug 4 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 2:31 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

3 Things to Bring to A Closing
Buyers, Sellers and Realtors

 

You are almost there, the Act of Sale. The buyers and seller both need to be reminded what document to bring to the sale. Here is a list that can be shared with all parties involved. This list is basic for many of us. For those buyers and sellers who may only do one transaction in their entire life, they may find this list most helpful.

Buyers:

  1. Photo Identification i.e.… Drivers License
  2. Certified Funds
  3. Attendance by all include in the ownership/ mortgage

Sellers:

  1. Photo Identification
  2. Keys/Garage Door Opener and Security Code for Alarm
  3. All included in Ownership/Mortgage

At the conclusion of the transaction the buyer and seller will leave with copies of the settlement statement and sale. In addition, the buyer may have a copy of the note, mortgage and other lender documents.

Act of Sale for the most part should be exciting and not stressful. Contact a Realtor for more details. In the Greater New Orleans area contact Frank Rubi, email: rubi@7824.com.

 

2008 LSU Football Monday, Aug 4 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 9:12 am

LSU FOOTBALL 2008
Baton Rouge, LA

 

Today is the first pratice for the LSU Football team. In the opening ranking LSU is rank #6 in the most recent polls. The LSU are the Defending Champs.

To see the LSU 2008 Football Schedule: LSU #1.
The first game is Saturday, August 30 in Baton Rouge.

In addition, today the single game motor home parking are going on sale. If you going to Tiger Stadium for a game you have to experience the LSU style tailgate party. Were #1 in that department as well.

GO TIGERS!

 

N. Jefferson Davis Commercial Property for Sale Sunday, Aug 3 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 5:46 pm

Mid-City New Orleans
Commercial Property for Sale

New Orleans still faces many challenges created by Hurricane Katrina. Some area have move to recovery at a very slow pace. In the heart of New Orleans is the area known as Mid-City. Mid-City is rapidly on the move. Businesses have reopened; much of the medical community has rebuilt or is in the process and near completion.

Some important reopening includes:

New Orleans Public Library. It reopened on June 11, 2007.
Mid-City Branch, New Orleans Public Library
330 N. Carrollton Avenue 70119
483-7750

The Rock n’ Bowl
4133 S. Carrollton Ave
504.482.3133

Comercial Real Estate for Sale
209 N. Jefferson Davis PK $210,000

Important Contact information Directory of City Contacts


For more information on Mid-City:

Need more information please contact via email at rubi@7824.com.


 

 

City of New Orleans Important Phone Numbers Sunday, Aug 3 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 5:45 pm

City of New Orleans
Mid-City

Looking for information on rebuilding or the progress of rebuilding in the City of New Orleans, check out the City of New Orleans website. They site include various contact information at all levels. The 311 program is mainly concern with gathering information city services. The city services include trash pickup, streetlight and traffic lights malfunctions and street maintenance.

Include in the site, are important phone numbers.

An area that is on a strong rebuild schedule is Mid-City. Many properties for sale like the one located at 209 N. Jefferson Davis Pkwy, listed at $210,900.00. This property has been completely rebuilt and ready to put in service ones again. This building was formally a Chiropractor office. If you like more information on New Orleans recovery or purchasing a property in the Mid-City area feel free to email rubi@7824.com.

 

St. Bernard News Friday, Aug 1 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:51 am

St. Bernard Parish Government

This site is full of important information on happenings in St. Bernard Parish. The contact page includes all department and Government officials’ names, phones and email addresses. ST. BERNARD.

Want to know more about St. Bernard parish to include the history visit New Orleans Most Historic Neighbor.

Real Estate for Sale in St. Bernard Parish

Want to know what a property sold for Real Estate Transfers in the Greater New Orleans area.

Need more information on St. Bernard or Real Estate issue in St. Bernard feel free to email rubi@7824.com or call Frank Rubi 504.319.9696.

 

Chalmette LA Homes for Sale 8333 Hermitage Dr Chalmette LA $109,900.00 Wednesday, Jul 30 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for and Realtors>>Investment Property>>Condos , , , , , Frank Rubi 6:32 pm

Homes for Sale Chalmette, LA

8333 Hermitage Drive
Chalmette, LA. 70032
$109,900 Sale Price
1500 sq. ft living
3 Bedroom
2 Bath

Here is a beautiful and ready to move in home. This is a 3 bedroom and 2 Full baths home. More than average, Cherry Wood cabinets in the kitchen, 15 total. Ceramic Tile in den, kitchen and baths. Recess lighting fixture and ceiling fans. All electrical and AC brand new.

Frank Rubi
Broker/Manager
Specialized Real Estate Services, Inc.
3525 Hessmer Ave Ste 301
Metairie, LA 70001

504.319.9696

 

Tax Free Weekend Wednesday, Jul 30 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:51 am

Louisiana Tax Free Weekend

LA Sales Tax Holiday
August 1-2, 2008

 

The sales tax holiday begins at 12:01 AM on Friday, August 1, and end at midnight Saturday, August 2. There will be no state sales tax on the first $2,500 of purchase price for items of non-business use. Items such as automobiles are excluded from the sales tax break. For more information visit Sales Tax Holiday.

 

Buyers Making A Decision Wednesday, Jul 30 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:13 am

Big Easy Real Estate Notes
Homes for Sale Kenner LA
by Frank Rubi
www.7824.com

Buyers Decision Making

I am working with a family that is having a hard time making a purchase decision. They have look over the listings I have sent them. They have ridden around and view various properties. I have taken them thru several homes. Still no decision. This couple feels overwhelmed with all to consider.

Some of things this couple and many other are considering:

  1. Are they spending too much on this property?
  2. What if the prices drop and I could get a better deal.
  3. Can they afford all the repairs and maintenance that is require of home buyers.
  4. What if we lose our jobs?
  5. Outside sources are negatively influencing decision.

Pondering over a purchase is fair. As a Realtor, we can show you what comparable homes are selling and have sold for in the given area. A good strategy, after you have been prequalified, is to look for a home that is a little below your ability. This will make you feel better and more confident with your purchase. In addition, by purchasing less than you qualify; you will have a home and little more cash flow to enjoy your home and other things.

Remember to continue to pay down any credit cards to improve your cash flow. Cut down unneeded expenses. Set your sights on an affordable home and don’t be influence by negative outside sources.

Thinking of selling or buying a home in Kenner LA? Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at rubi@7824.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.7824.com/  

Frank Rubi, e-PRO, MBA, REALTOR®


 

 

Always Perform Due Diligence Tuesday, Jul 29 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:04 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

Due Diligence

Looking at homes for sale or investment property in Kenner LA it is important to analyze the property. This analyze will look at all the aspect of the property. This phase includes physical inspections and review of all documentation.

Physical Inspection

Now once you have negotiated a purchase agreement you should examined the entire property. Hire a professional inspector. Keep in mind in rental property the unit in some case can be messy. The focus should be on the main structure components. The main area you should focus on: AC/Heating, Roof, Electrical and Plumbing.

Documentation

You Due Diligence should include analyze of the investment property; this should include all financial statements. I like to view the owner’s loss/profit statement. All information which was stated during the negotiation now should be confirmed. Information which should be shared:

  1. Lease Agreement
  2. Deposits on Hand
  3. Maintenance Agreement (lawn Care, trash removal)
  4. Collection information
  5. Utility Records

In addition any pending legal litigation should be disclosed at this time. Zoning and code issue’s if any should also be examined. Most investment property sellers will have most of this information available. If you would like more information on investment property in Kenner LA feel free to contact me @rubi@7824.com.


 

 

Broker Tour 20 Boimare Ave Kenner LA Monday, Jul 28 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 4:04 pm

Broker Tour Kenner, LA.

20 Boimare Ave
Kenner, LA. 70062
MLS # 743689
LP $199,900

  
 

Tuesday 29, 2008

 

Time: 10:30- 12:30

Brokers/Agent: Bring your clients.

Lunch provided by Muffaletta’s Deli 3324 Severn Ave.

Please direct your calls or email to Rubi@7824.com

Susanne Christoffersen
504-621-6711

Specialized Real Estate Services, Inc.
3525 Hessmer Ave
Ste 301
Metairie, LA. 70001

504.319.9696

www.sresinc.

 

Real Estate Exit Strategies Monday, Jul 28 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 6:31 am

Big Easy Real Estate Tips
by Frank Rubi
www.7824.com

Exit Strategies

 

As an investor, this one of many strategies I am always thinking of in the purchasing of a home or investment property for sale. It is about the sale of the property. This is important, in the sense of how much money will the property net in the future. Sure no one knows what the future wholes. Case in point Look at today real estate market. This process stems from my background in investing in several properties over the years.

I advise all my investors when purchasing investment property to consider their exit strategy. My exit strategy consists of the exact price that I would accept and sell the property. I purchased a property in early 2005 for 228k. My exit strategy was to net 300k. When I realize that I could get 310K, eighteen months later I sold it. Part of my exit strategy is not a time line. It is boot on the ground campaign. It may have taken 10 years before I was to realize a profit on the sale price. That is alright, you just need to understand that there is no quick fix.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at rubi@7824.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 


 

 

Reason Investors Sell Monday, Jul 28 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 5:42 am

Big Easy Real Estate Tips
by Frank Rubi
www.7824.com
Investment Property Sellers

4 Reasons Why Investors Sell their Property

TIP: For buyers it is always helpful to know why a seller is selling. By having this information it could help you with negotiating the purchase. The more motivated the seller is the increase possibility of the flexible terms.

In my years of purchasing and negotiating investment property, I have noticed the following reasons that have presented:

  1. Proceeds from one sale are needed to purchase another property.
  2. The seller is just tried and wants outs (Burn Out).
  3. Life changing event. In my personal case I seem to find a lot of these deals when there is a death of a partner.
  4. Retirement (Enough Said).

Buyers should be aware that if the numbers don’t make sense, they should not purchase the property. For more information on investment property or homes for sale in and around Kenner LA please feel free to contact me.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at rubi@7824.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Evaluating Rent Rolls Thursday, Jul 24 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:14 am

Big Easy Real estate Notes
by Frank Rubi
www.7824.com
Six Step to Evaluating Rent Rolls

In order to begin to look at investment property value, one should look at the rent rolls. The rent rolls should include at least the following information:

  1. Address of Units
  2. Type of Units: if they are 3 bedroom and 2 baths.
  3. Schedule of Rents: actual rent collect for the last 6 months.
  4. Other income: laundry room
  5. Lease or Rent terms: If tenant is new or about to move out.
  6. Deposit on Hand

At the act of sale this information plus all files, deposits and keys should be transfer. One quick way I evaluate rental property value is to look at the total rents. Let’s say the property is for sale an asking price is 319,000. It is a four Plex. The total rents are 3350.00 per month. I take the $3350.00 and multiply by 1000. That gives me a value of 333,500.00. This at least let me know if there may be a value play as an investor. This is just the beginning. For more information on purchasing rental property call or email. I have purchase several properties over the years and will be glad to answer any questions.

 

Football Registration City of Kenner Tuesday, Jul 22 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:20 am

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

FOOTBALL, CHEERLEADING, VOLLEYBALL & BOUNCEBALL in Kenner LA

When considering Homes for Sale in Jefferson Parish, LA. Consider the recreation department, there parks and location could be a major influence in your decision. The Department of Parks and Recreation of The City of Kenner has many activities for all ages. To view a list of the Recreation schedule and phone numbers view Gyms/Playgrounds. In addition to the gyms and playgrounds there are several tennis courts located in Kenner.

Registration Dates:
FOOTBALL, CHEERLEADING, VOLLEYBALL & BOUNCEBALL
(July 21 – August 8, 2008)

 

Driftwood and The Cubs Monday, Jul 21 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 8:02 am

Chicago Cubs and Driftwoods Subdivision Kenner LA “What do they Have in Common”

This past weekend my family and I made our annual trip to Houston Texas to see the Cubs vs. Astros. This trip had some special meaning. This was our first trip to Houston for an Astros since Hurricane Katarina. Second we were hoping to see a new Chicago Cub in action Chad Gaudin. We not only saw Chad throw some 90 plus mph (sliders or fast balls) but spoke to him for about 5 minutes pre game. We personally do not know Chad. Our common thread was being from the same home town, Kenner LA. We do know several young men who play with him the Kenner Rec League in Kenner LA. He spoke of the time when he lived in Kenner. He also spoke of this childhood time living on Granada Dr. in Driftwood Subdivision. Unfortunately Cubs and Chad lost that night. Just so you know Chad face 5 players that night and struck out 3.

Our next trip is to Chicago for Labor Day Weekend. Hopefully we will see a win at Wrigley Field.

 

Cubs vs. Astros July 18 Thursday, Jul 17 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 4:14 pm

One Tank Trips Houston Texas

This weekend we will continue with our one tank trip series for short and quick getaway. This weekend fun spot is Houston Texas. The event we have been looking forward to with this one tank trip is to watch the best playing team this season in Baseball; the Chicago Cubs. That’s right Saturday Night game, my family and I will be attendance. Louisiana is well represented with four players now in the lineup; to include the recent acquisition of Chad Gaudin from Kenner LA.

View some of my other post on Cubs and the relation to Active Rain.

Chicago Cubs and Active Rain

Cubs Win Again 7th Straight 2007
Cubs Baseball

Visit my website to learn more about buying or selling in Kenner LA.


Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Kenner LA Homes for Sale Thursday, Jul 17 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:25 am

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

Homes for Sale in Kenner LA for under 130,000

While searching for homes for sale in Kenner, I found 19 property for sale. The price range from 59k to 130k. The square footage range from 700 sq ft. to 1600 sw. ft. The condition variy as well.
Here are few of the findings:

  1. 3 bedroom and 1 bath $59,000 condition Fair
  2. 3 Bedroom and 1.5 bath $127,000 condition Average
  3. 3 bedroom and 1 bath $130,000 condition Excellent
  4. 2 bedroom and 1 bath $72,000 condition Fair
  5. 2 bedroom and 2 bath $85,000 condition Fair
  6. 3 bedroom and 2.5 bath $99,000 condition Fair
  7. 4 bedroom and 2 bath $110,000 condition Average

Visit my website to learn more about buying or selling in Kenner LA.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Points to Consider when Buying Real Estate Tuesday, Jul 15 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:10 am

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

7 Points to Consider when looking for a new Home

When I interview a buyer, I always ask a lot of questions. In addition, to the normal financial type’s questions; I want to know about what are the buyer’s expectations and needs in this purchase. Here are some ideas what a buyer should consider when looking for a Home for Sale in Kenner LA.

  1. The first point is relative more than ever with the cost of energy. How far are you from your activities? To include church, clubs and movies.
  2. How are the schools in a given area?
  3. How is crime? Just because the price of a property is great does not mean an area is safe.
  4. How is the area over all? Do you have vacant property or business in the neighborhood?
  5. Do the homes in area appear to be well kept?
  6. Can you get an idea of your resale value? As an investor this question is always on my mind. No one can guarantee the future value of anything. The past of assessment of a neighborhood will give you a good idea.
  7. Drive around the area as much as possible to get a feel for the neighborhood. Talk to as many people as possible who live in the area.

     

These are just a few questions to ask when viewing homes for sale.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®


 

 

Top Place to Live and Earn in 2008 Tuesday, Jul 15 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 6:03 am

The Top 100 places to live in 2008. CNNMoney released their annual report, Best Places to live. This report includes state income taxes, education and annual household income. In addition, crime cost of homes and outside activities are included. To view the report visit Best Places to live in 2008. Check out the report and see if any communities that you market are included.

Also check out this CNNMoney article on the 25 top-earnings towns.

 

Voters Registration Drive Monday, Jul 14 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 2:58 pm

State of Louisiana
Voter Registration Drives

July 16, Destrehan Post Office
Plantation Road, 830 – 100

Information is available at www.stcharlesgov.net/department/rov.html. You can find out polling locations, voting statistics and upcoming elections.

Important Dates:

October 6 ~ Last day to register to vote for Open General/Presidential/Congressional Election

November 4~ Open General/Presidential/Congressional Election Day

 

#43 Foreclosure Rate LA. Friday, Jul 11 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 6:39 pm

This morning Jim Crawford posted on Atlanta’s Foreclosure rate. As Jim points out Georgia is in the #8 spot. My home state of Louisiana, thank God, holds the #43 spot. For once Louisiana is not in the top 10 for something. According to the article, Louisiana’s statewide foreclosure filings dropped by 17.4% in June. See the entire article which was published by Businessreport.com in their Daily Report

 

Chimney’s Thursday, Jul 3 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 4:50 pm

Fireplaces

Here on the south shore of New Orleans many homes do have a fireplace. While viewing homes for sale in Metairie and Kenner LA to today my client ask a few questions on Fireplaces. My question is how often will you  use it. When purchasing a property with a fireplace there are some thoughts the buyer need to consider. The main issue I have is how tall is the chimney. My answer is always as tall as possible. The reason tall is best is due to the smoke going back into the house. The next issue is the damper. The damper should be close when the fireplace is not in use. On my personal home we have a fan to blow the hot air out. We have never use the fireplace just so you know.

In my opinion a Fireplace has no use in rental property. The fireplace is a source for trouble and maintenance. If you have any questions on buying or selling property with fireplaces please feel free to contact me.

 

Market Report Ormond Estate June 2008 Tuesday, Jul 1 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:58 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

 
 

Market Report for Ormond Estates Destrehan, LA.

  

  

  

ACTIVES

SOLD

PENDING

  

  

  

45

37

13

 
 

This report is inclusive of the marketing period beginning 2/1/2008.

These properties include all size and price range. The average price for a 3 bedroom was 200,141. The average price for a 4 bedroom 283,000. Using the 37 closed property the average price per square foot was $105.10.

Days on Market:

0-30    8 properties
31-60  6  properties
61-90  8 properties
91-120 4 properties
121+    11 properties

Thinking of selling or buying a home in Destrehan LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Ormond Market Report Tuesday, Jul 1 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:57 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

 
 

Market Report for Ormond Estates Destrehan, LA.

  

  

  

ACTIVES

SOLD

PENDING

  

  

  

45

37

13

 
 

This report is inclusive of the marketing period beginning 2/1/2008.

These properties include all size and price range. The average price for a 3 bedroom was 200,141. The average price for a 4 bedroom 283,000. Using the 37 closed property the average price per square foot was $105.10.

Days on Market:

0-30    8 properties
31-60  6  properties
61-90  8 properties
91-120 4 properties
121+    11 properties

Thinking of selling or buying a home in Destrehan LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Market Report Driftwood Subdivision Kenner LA Tuesday, Jul 1 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:24 pm

Big Easy Real Estate Notes
by Frank Rubi
www.7824.com

 

Market Report for Driftwood Subdivision Kenner, LA.
     

ACTIVES

SOLD

PENDING
     

25

14

2

 

This report is inclusive of the marketing period beginning 2/1/2008.

These properties include all size and price range. The lowest property closed for 165k on March 28 2008. The highest sold for 240k on May 28 2008. Using the 14 closed property the average price per square foot was $95.97.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®


 

 

Frank Rubi Wednesday, Jun 25 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 10:25 am

Big Easy Real Estate Notes

 

 

Frank Rubi
Broker / Manager
Phone: 504-319-9696
Fax: 504-671-7824
rubi@7824.com
www.7824.com

Welcome! I am Frank Rubi (www.7824.com) your one stop source for Homes for Sale in Kenner, Metairie, Destrehan and Laplace. Whether your buying or selling I can help.

In today’s competitive real estate market, timing is everything. Many Properties are sold before they are ever advertised. Beat other buyers to the hottest properties for sale with my New Listings Notification.

If you own real estate that you’re thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

Whether you are buying or selling a property, hire someone like me, who wants to earn your business. I invite you to contact me as I’d be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling any type of real estate please contact me as I’m more than willing to help.

I have a large and yet specific real estate background. I have purchased and owned investment property since 1980. I’m a Respiratory Therapist and work (very Part Time) at Medical Center of Louisiana (Charity Hospital). I have earned my Master in Business Administration. I am a former Army Officer (Field Artillery). I served 10 years between the US Army and the Louisiana Army National Guard.

I have participated in almost ever aspect of real estate. I’ve written a guide for owner financing of Mobile Homes. In addition to writing guide’s, I have established myself as a Real Estate Blogger. Currently rank in the top 60 in the country. Some of my biggest deals include bank financing with cooperating owner financing while using leverage of other property owned. Also, I have manage rental property an aspect which can be time consuming but rewarding. Let me help you by using my past real estate experience. I have owned and operated several investment properties from single family to commerical buildings.

Don’t let someone who has not ever owned real estate or a rental property help you select a property. Ask the agent for their qualifications and experience.

THE THREE STEPS OF BUYING REAL ESTATE:

Finding Your Property
Getting the Bank to say “YES”
Getting the Lowest Interest Rate

For the purpose of this exercise…let us use the analogy of a sports team (if your not into sports, it could be a business) The most important person on the team is the head coach. He recruits new players (people who want to buy or sell a property) He manages the assistant coaches (Mortgage Brokers, Banks, Title Companies, Surveyors, Engineers, Termite Inspectors, House Appraisers) He makes sure he has a winning team (you close on your property) He is involved in the most difficult part of winning (finding the right property one that is affordable and / or profitable)…and he doesn’t get paid any money from you! Who is he? Your Real Estate Agent!

Do not consider him just a sales person. He is the CEO, a professional. The person who handles all the individual problems…and does not get one red nickel unless you are happy. He will spend countless hours making the whole process happen. When you deal with him, consider him your head coach, as he should not direct you in the wrong direction. Your Real estate Agent will solve the most important equation.

#1 = finding the right property. I am a Real Estate Agent with Specialized Real Estate Services, Inc. I will make you my #1 priority. This priority includes continues communication via phone, email and a personal web site (once you become a client).

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®


 

 

Credit Score Tips Wednesday, Jun 25 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 10:01 am

Big Easy Real Estate Notes


by Frank Rubi
504.319.9696
www.7824.com

CREDIT SCORE

This is the most important factor in getting your mortgage. The credit score is a computer-generated summary calculated at the time of the request and based on information a credit bureau or lender has on file. The scores are based on data about your credit history and payment patterns. Credit scores are important because they are used to assist the lender in determining whether you will obtain a loan. They may also be used to determine what interest rate you may be offered on the mortgage. Credit scores can change over time, depending on your conduct, how your credit history and payment patterns change, etc.

Most banks run 3 bureaus: Equifax, Trans Union, and Experian. The middle score is the score that is used. I want you to get a copy of your “Official” Transcript from these three bureaus, with your credit scores. It is important that you make sure that the credit report uses the “FairIsaac” (FICO) model for the scores, as these are the scores your bank will use. Internet sources use their “OWN” models from the three bureaus…and the scores are different.

The best way is to contact the credit bureaus directly…make sure you order your credit score with the report.

EQUIFAX 800-685-1111
TRANSUNION 800-888-4213
EXPERIAN 888-397-3742


Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

Where to Eat in Destrehan LA Tuesday, Jun 24 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 7:57 pm

Chef Eds
by Frank Rubi
504.319.9696
www.7824.com

While I was previewing homes for sale in Destrehan, LA. I decide to stop and have dinner at Chef Eds. I had the shrimp platter. It was extremely good. The price was reasonable. The service was friendly as most places in Destrehan are. Visit their web site for a visit with their menu.

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

 

AGENCY RELATIONS IN REAL ESTATE Thursday, Jun 19 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 11:19 am

Big Easy Real Estate Notes
Agency Relations in Real Estate

 

 

 

Frank Rubi
504.319.9696
Homes for Sale Kenner and Destrehan LA.

 

This week I attend continuing education training. This week topic is Agency Relations in Real Estate Transaction. When looking for a Realtor to represent your sides of the transaction ensure they are current on education and training. When attending an open house you maybe ask to sign a disclosure. If you are asked to sign the Real Estate Agency Disclosure it does not commit you to anything other than the fact that the Realtor explained the Agency Disclosure. If you would like more information on Agency Disclosure or any matter of Real Estate feel free to contact me.

Thinking of selling or buying a home in Kenner LA? Interest rates are at their lowest points in several years. With the choice of selection in this market inventory, you can be in a new home in a short amount of time. Interest rates, insurance premium appear to be settling down and lots of inventory to choice from now is the time to act. Want to purchase or sell your property in the River Parishes, Kenner, Metairie, Slidell, Arabi, Baton Rouge and Houma, Louisiana.
Contact me Frank Rubi, I would be happy to answer any questions and help you in this very important decision.  I will make your buying or selling experience stress free.

 
 

 Pick up the phone and call me at 504.319.9696 or email us at frank@frankrubi.com. www.activerain.com/frankrubi    http://www.localism.com/  Louisiana, Destrehan, or Kenner, then browse in City, about, events, listings, and more.

In addition visit my websites: http://www.frankrubi.com/  

Frank Rubi, e-PRO, MBA, REALTOR®

 

New Orleans The National WWWII Museum Friday, Jun 6 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 3:23 pm

Big Easy Real Estate Notes

With today date in mind, June 6th, this is a time to bring up one of New Orleans unique favorite places. The National WWII Museum.

The National WWWII Museum honor all those who serve in WWWII. Treasures from Europe to the Pacific campagins are there for our viewing. The 16000 square feet gallery is cover with exhibits. Plan a trip to New Orleans and remimber to visit this famous museum.

This is a great learning enviroment.

 

REMEMBERING D DAY Friday, Jun 6 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 2:27 pm

Big Easy Real Estate Notes

 

Remembering D DAY
Voter Registration Online

We all have voices. Today being June 6th. It marks the anniversary of D Day. Some sixty four years ago; in one days time 10,000 brave men died defending our way of life.

This year more than ever we should all get out and vote. There are many similar reason for who you should vote for. On the other hand there are major differences. In any case it is our call. Many people in the southern part of the country need to re-register due to moving from the past Hurricanes. Here is a link to an on line voter registration form. It is free. All you do is type in basic information and mail it in.

Let’s all stand up for our past and present hero’s.

 

ON LINE VOTER REGISTRATION FORM

 

New Orleans Museum of Art Thursday, Jun 5 2008 

Homes for sale Kenner LA>>Destrehan LA Homes for Frank Rubi 2:08 pm

Big Easy Real Estate Notes
New Orleans Museum of Art

New Orleans Museum of Art
City Park, New Orleans

One of New Orleans hidden gems located in City Park, New Orleans Museum of Art. The Museum of Art new hours:
Now Open five days a week. Wednesday 12 PM to 8 PM.
Thursday – Sunday 10 AM to 5 PM.

June 7 to June 8

The Museum will stay open for 24 hours. In addition, to viewing the museum there will be bands and food. For more information visit: New Orleans Museum of Art.

 

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